Invest in Hope Through Stock & Planned Giving

If you hold appreciated assets (stocks, mutual funds, ETFs, etc.), you could potentially receive double tax benefits with your stock gift to Montaña de Luz.

**Benefits Might Include*:**

AVOIDING CAPITAL GAINS: Donors pay $0 in Capital Gains Taxes on the appreciation of stock held longer than one year.
FULL FAIR MARKET VALUE TAX DEDUCTION: Donors claim an itemized tax deduction for the full current market value of the stock on the date of transfer.
MEET QUALIFIED DISTRIBUTION REQUIREMENTS: For donors with Traditional IRA accounts 70 and older, direct transfers from a traditional IRA count toward Required Minimum Distributions (RMDs) without adding to taxable income.
AMPLIFIED IMPACT FOR GOOD: Montaña de Luz receives 100% of the asset value without paying taxes, maximizing the direct support for youth and families in Honduras.

*None of these benefits are guaranteed by Montaña de Luz, check with your financial planner to ensure they apply to your unique situation.

Interested in Stock & Legacy Giving?

Please contact our team today at info@montanadeluz.org for more information on how to support our mission through stock and planned giving options.

Consider MdL In Your Legacy Planning

Why Leave A Legacy?

Leave a lasting legacy for Honduran youth living with or affected by HIV/AIDS.
Retain full control of assets during your lifetime (gifts can be adjusted if financial needs change).
Reduce estate tax liability for heirs.
Ensure the impact of your generousity continues to prevail for years to come.

Common Types of Legacy Gifts

Bequests in a Will/Living Trust: Specify a fixed dollar amount, a specific asset, or a percentage of the residual estate.
Beneficiary Designations: Name Montaña de Luz as a primary or contingent beneficiary on life insurance policies, IRAs, 401(k)s, or bank accounts (POD/TOD).
Qualified Charitable Distributions (QCDs/IRA Rollovers): For donors aged 70 and older, direct transfers from a traditional IRA count toward Required Minimum Distributions (RMDs) without adding to taxable income.

Sample Bequest Language for Estate Attorneys

“I give, devise, and bequeath to Montaña de Luz, a 501(c)(3) nonprofit organization headquartered in Worthington, Ohio (Tax ID: 31-1799308), [the sum of $____ / ____% of my estate / the residue of my estate] to support its general charitable purposes and programs.”

Have Questions or Looking to Plan a Gift?

Reach out to our team today at info@montanadeluz.org!